WavesPeace of Mind

With ever-changing government regulations and a long list of responsibilities to keep plans in compliance, the administration of a retirement plan can seem overwhelming. At TPA, Inc. dealing with this complexity is our sweet spot. It is our job to know about all changes - both regulatory and within your business. We strive to ask good questions upfront and offer you sound advice if, and when your plan needs to shift to meet these changes.

Your dedicated TPA, Inc. team wants to provide you with timely and accurate service. To achieve that goal annually, TPA, Inc. will collect all information including the plan census, payroll, and investment data enabling us to prepare your annual plan tax filings, as well as any required compliance testing.

Our proactive approach works to minimize filing extensions and give you peace of mind that your plan is meeting all deadlines with accurate information. We do this, not only because it is our business to help keep your plan in compliance, but we want to erase any worry, so you are able to focus on your business.

Compliance Services at TPA, Inc:

Census Reconciliation

TPA, Inc. collects the plan census annually and will reconcile contributions by source and participant with what is reported to us on the census versus what was deposited with the investment company.

Employee Determination

TPA, Inc. summarizes annual determinations regarding “Highly Compensated Employees” and “Key Employees”, for all required testing.


TPA, Inc. will conduct the following tests, as needed:

  • 401k and 401(m) non-discrimination tests
  • Coverage tests
  • Top Heavy Status
  • 401(a)(4) testing
  • Annual additions contribution limits
  • Limit on deductible contribution limits

Other Annual Administration Services

  • Action Items that may be required such as Receivable Contributions, Forfeitures and Adjustments
  • Plan reconciliation and listing of plan assets
  • Loan summary, if applicable
  • Plan specifications
  • Employee census and contribution reports
  • Account balance statements by participant and money type
  • Schedule of Benefits Eligible for Distribution
  • Compliance section with all testing and interpretation of results
  • Signature ready Form 5500-SF, Form 5500 with related schedules and Form 8955-SSA (if applicable)